In order to facilitate access to the very best health care possible, we offer you several options. You may choose from any of the following (including any combination thereof) offering: Cash, Visa, Master Card, American Express, Discover, Money Order, Personal checks or Dental Fee Plan. You may also choose to pay your obligation for each visit at the visit, breaking the treatment plan into multiple appointments.
Cash or Check
A prepayment courtesy of 5% (7% if Senior Citizen, over 60) will be subtracted from the total patient portion (Not from any portion due from insurance company) if the patient obligation is Paid in Full at the first treatment appointment.
Two Financing options are available to make payments more affordable, so now patients do not have to compromise on the treatment they need and deserve.
1. Interest Free Healthcare Payment Plans
YOU MAY CHOOSE:
With fast approval over the phone from Care Credit, there is no minimum to apply. Your payments can be much lower than those available through our office.
Care Credit also offers:
No initial payment
No Payment Due for 4-6 weeks
Fixed monthly payments to fit your budget
No prepayment penalty, Terms up to 60 months
Up to 18 months ZERO interest.
Dr. Angeletti pays the interest for you for 18 months to help you achieve the smile you want. Our office will be happy to assist you in contacting Care Credit. You may apply directly over the phone or you may apply by clicking on the link below.
You may call 1-800-365-82951-800-365-8295 or visit the website: click here to visit CareCredit website
2. Three Payments (for multi-visit treatment):
Total patient obligation may be divided as follows: 50% due at the first treatment visit, with the remaining balance split into two (2) equal payments, due at 30 and 60 days-our guarantee, provided we receive a credit card on file to post payments on dates convenient for you.
For your convenience, we accept Visa, MasterCard, Discover and American Express. This allows you the ability to control your payments and begin treatment right away.
*We also accept debit cards*
It is our pleasure to assist you in maximizing your insurance benefit by completing your claim forms. If your carrier is up to date (over 79% are) the claims will be transmitted via computer modem before the end of the treatment day! As a courtesy, in addition to filing the claim, if you prefer we will initially ask you only for your estimated co-payment. Please understand that this is only an estimate and is based upon the information available to us.
The range of benefits depends solely on what your employer wishes to purchase. Some plans cover as little as 30% or as much as 100% of dental services with most falling in the 40% to 80% range.
Some plans base the amount of benefit on a schedule of fees arbitrarily developed by insurance companies. For this reason, you may receive a lower percentage than the reimbursement level indicated in your dental plan. For example, if your plan states that it will pay 80% of the cost of a specific treatment it means: 80% of the fee arbitrarily determined by the insurance company and not the actual fee charge by our office.
The financial obligation for dental treatment is between you and our office. The insurance company is responsible to you and not to our office. We will assist you in any way that we can (including our brand new high tech "electronic claims submission." Once your carrier has paid the claim, any difference will be due upon receipt of our statement. If for any reason, we have not received your insurance carrier's payment 60 days after the claim, the remaining balance will be due and payable by you and subject to 18% APR interest.
The American Dental Association has an informative Q&A section on Dental Insurance. Click *here* to read it.